Loan Limits

General Loan Limits for 2021

The general loan limits for 2021 has increased and apply to loans delivered to Fannie Mae in 2021 (even if originated prior to 1/1/2021).

Maximum Loan Amount for 2021

Units
Contiguous States, District of Columbia, and Puerto Rico
Alaska, Guam, Hawaii, and the U.S. Virgin Islands
1
$548,250
$822,375
2
$702,000
$1,053,000
3
$848,500
$1,272,750
4
$1,054,500
$1,581,750

Maximum Loan Amount for High-Cost Areas for 2021

+A number of states (including Alaska and Hawaii), Guam, Puerto Rico, and the U.S. Virigin Islands do not have any high-cost areas in 2021.

Units
Contiguous States, District of Columbia, and Puerto Rico
Alaska, Guam, Hawaii, and the U.S. Virgin Islands
1
$822,375
Not Applicable
2
$1,053,000
Not Applicable
3
$1,272,750
Not Applicable
4
$1,581,750
Not Applicable